Where Are We Going From Here?

September 23, 2020
Dr. Wayne Heidenreich
Medical Director
Northwestern Mutual

Dr. Stephen Holland
Chief Medical Officer


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Program Description


The COVID-19 pandemic has disrupted our lives and the lives of others around the world as commerce and travel has come to a screeching halt.  How did this play out and what happened over the summer?  We will review the course of this pandemic so far and what is likely to occur this fall.  Mortality and morbidity will be reviewed and the impact of treatments discussed.  The most recent news on the vaccine and biologics will also be reviewed.


Wayne Heidenreich, MD, VP — Medical Director joined Northwestern Mutual in 1993. Since 1997 he has been responsible for Medical Underwriting Standards for the Northwestern Long Term Care Company (NLTC) and for issues of medical risk stratification in underwriting cases, for requirements, and in product development. The NLTC Claims Division consults with him for medical questions in claims. He also provides case consultation for underwriters in the Life New Business and Disability Income Department and contributes to Standards for medical underwriting of life and disability insurance. He graduated from Yale University in 1977 with a B.S. in biology and received his M.D. degree from the University of Wisconsin-Madison in 1982. After completing his residency in internal medicine at Northwestern University, Chicago, in 1985, he practiced primary care internal medicine for eight years before coming to Northwestern Mutual. He served as Chair of the ACLI Medical Section in 2011 and as Chair of the ACLI’s Risk Classification Committee from 2010-2012. In 2008 he accepted a position on the Board of Directors of the Sixteenth Street Community Health Center, served as its Chairman, and now serves on its Quality Improvement/Quality Assurance Committee. His medical interests are in rheumatology, immunology and geriatrics. He also writes science fiction.


Stephen K. Holland, MD — LTCG — Dr. Stephen Holland serves as Chief Medical Officer for LTCG and brings more than 30 years of long-term care, life and managed care leadership experience. As the clinical leader at LTCG, Dr. Holland has played an integral role in building the underwriting and claim capabilities of the country’s largest full service LTC and Life-LTC Insurance Administrator. He is also the lead author of LTCG’s Guide to Long Term Care Underwriting, now in its 10th Edition and on a daily basis, he supports LTCG underwriters and care managers as they assess morbidity and mortality risks through Standards development and individual underwriting and claims reviews and conferences. Dr. Holland holds a Doctorate of Medicine from the Case Western Reserve University School of Medicine and completed his postgraduate medical training in Internal Medicine at the University of Washington. He completed a fellowship in health care policy as a Robert Wood Johnson Clinical Scholar at the University of Washington, School of Medicine and received his Board Certification in Internal Medicine from the American College of Physicians.